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Credit Report Fact  
 

What is Credit Fraud?

It is possible for thieves to cheat you and the people who give you credit. They might steal your credit card and run up a big balance. The more serious damage however is done by using your personal information to obtain and use a credit card or loan. Unless you check your credit report or find that you are denied credit, you may not even know that someone has entered your financial world as you, but for their own benefit. Your credit history can be damaged forever.
 

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