Removing negative credit record.
"Consumers working on their credit reports say many times their letters
are ignored by the credit bureaus. Consumer’s say even with proof a
credit record is not theirs, its removal from their credit report can
take three or four challenge letters, because the credit bureaus may
have only verified it in their computers and not on the credit report."
Published: 2002/02/17
Feb, 17 2002 - "Removing negative credit record."
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Steps to repair your credit.
"1. Obtain all three credit bureaus credit reports.
2. Read the
credit reports to identify troublesome credit records.
3. Dispute
those credit records on your credit report with the credit bureaus. ..."
Published: 2000/10/02
Oct, 02 2000 - "Steps to repair your credit."
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The Fair Credit Reporting Act
"All Federal Laws are in the consumer's favor and you will have the
advantage, especially with the Federal Fair Credit Reporting Act.
This is because when you dispute any information contained on your
credit report, the Credit Bureau must verify the accuracy of the
information with the creditor who reported the information within 30
days, or it will be removed. ..."
Published: 1999/03/21
Mar, 21 2003 - "The Fair Credit Reporting Act"
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